Dealer stock financing: financial flexibility for your business
Our dealer stock financing gives you independence from manufacturers and suppliers. You get the opportunity to offer your customers attractive rental solutions – without being tied to fixed contracts. We finance rental equipment, demonstration models and warehouse stock. Even used machinery is suitable for financing. You use your variable credit facility as you need to, which gives you more flexibility.
HEF-Online: our online solution that gives you clarity at the touch of a button
With HEF-Online, you have a clear overview of all portfolio data at all times and can arrange for the delivery of vehicle documents online. We keep the ownership documents in safe custody. All you need is an Internet connection to enable the data to be updated continuously.
Definition of dealer purchase financing: How you benefit
Dealer purchase financing allows you to invest in warehouse and rental park machines and -vehicles - and thus a large selection, fast delivery and high flexibility. It works very simply: You conclude a framework agreement with us. In this agreement, we determine your repayment terms in line with your industry and the use of the machines and vehicles - with new warehouse machines/-vehicles, the first six months are usually repayment-free. You determine the amount of the credit line yourself. Depending on creditworthiness, the amount of the individual loan per machine is usually 100 percent of the dealer purchase price. Based on the actual utilization of the credit line, interest is charged monthly in arrears per item. This allows you to sell your goods flexibly at any time, without fixed financing terms and without any costs for the redemption of financing when the object is sold.
Our dealer stock financing services
We offer various repayment models, including the winter break (seasonal repayment break). If needed, you can repay the financing at any time – with no added charges, such as compensation for reinvestment losses or early redemption penalties. And when you redeem individual loans – by selling machinery, for instance – you can use the credit line you get from us to purchase new assets straight away.
We hold each asset on a separate account to give you optimal transparency. You receive a separate statement for every individual loan within the credit facility and a monthly overview showing the capital repayment and interest due.
The advantages of HEF-Online:
- Get a daily overview of your dealer stock financing portfolio
- Submit binding financing applications online
- Receive electronic account statements
- Redemptions are possible online at any time – whenever it suits you
That makes everything fully transparent and enables you to allocate your costs precisely. And by the way: interest is calculated on a daily basis for every single loan.
Advantages that make your business more successful:
- You are less dependent on suppliers
- Use individual solutions as needed
- You are very flexible thanks to the variable credit facility
- There is no need to use the credit line from your bank
- You get full transparency and an exact allocation of costs to individual assets
- Benefit from our speed thanks to electronic business processes