
Welcome to Deutsche Leasing in Poland
Financing in the hub of Eastern Europe
Polen: The many options for your investment plans
Deutsche Leasing Polska
The Deutsche Leasing Polska team supports manufacturers and their customers as well as corporate investors in Poland with comprehensive market knowledge and expertise. Whether it's a customized sales financing program to increase your sales activities or an equipment investment to develop your business, Deutsche Leasing Polska can advise you and provide flexible financing solutions. We have industry experts who can offer you tailor-made financing products and services.
Economic environment in Poland
German companies play an important role in the Polish economy as sales agents and investors. In an ever-expanding global economy, there are a variety of challenges in conducting business on the world market. Legal, tax and accounting challenges, as well as language and cultural differences, have a major impact on a company's success. Deutsche Leasing is a reliable partner that can help you overcome these challenges so that you can focus on your core business today and ensure the success of your company tomorrow.
Deutsche Leasing specialises mainly in the following sectors:
Product and Service offerings
Services for Vendor Partners
When manufacturers want to increase their sales, Deutsche Leasing provides the customized financial solutions they need. We work hard to build and maintain a relationship with our vendors and their customers, offering them a variety of benefits, such as:
Services for German Direct Investors
For German companies planning to invest in Poland, we specialize in supporting and executing these transactions:
OPERATING-LEASING
This is the most common form of leasing contract in our country. In operating leasing, the object of the contract belongs to the property of the financing party (lessor) and is only "leased" to the customer. The lessor recognizes depreciation expenses, and the user (lessee) can claim the full amount of the lease payments as a tax-deductible expense. At the end of the lease, the user acquires the leased asset for an amount equal to the final amount and not less than the hypothetical net value of the asset. The contract term for operating leases depends on the depreciation rate and generally ranges from 18 to 60 months.
FINANCIAL LEASING
A form of leasing in which the subject of the contract becomes the property of the user and at the same time remains the property of the leasing company. The depreciation costs are recognized by the user, who at the same time can record the interest portion of the lease payment as a tax-deductible expense. The leased asset is transferred to the customer for a period that approximates its useful life. The minimum term of the finance lease is 12 months. Upon the final lease payment (after settlement of all liabilities under the lease), ownership of the asset is transferred to the user.
OFF-BALANCE SHEET OPERATING LEASE
A financial product that complies with the Accounting Act and the Income Tax Act. It is not included in the user's balance sheet and does not adversely affect debt ratios. This solution is very advantageous for customers who are not interested in acquiring the leased asset at the end of the contract.
LOAN
A financial product that is an alternative to a bank loan. The loan can be used for the purchase of any asset. This product can be especially interesting for entrepreneurs who co-finance their investments from EU subsidies. The procedures for considering loan applications are similar to those used for lease financing. In practice, this means that workflows are simplified, decisions on granting financing are made in a short time, and transaction securities are lower than when applying for a bank loan. Throughout the term of the contract, the customer owns the asset - so it is he who depreciates it and records the interest portion of the payment as a tax-deductible expense.
For German companies planning to invest in Poland, Deutsche Leasing's German Desk specializes in supporting these transactions, offering exactly the same financing solutions as described above, as well as market know-how, expertise and daily service in both Polish and German.

Get to know your German-speaking contacts abroad
Do you want to invest in your international production facilities or open up new sales and procurement markets abroad? Get to know your contacts abroad right now.
Request financing / consulting
You already have investment projects abroad and would like to talk about market challenges or solutions for your concern? Just send us your message. We will be happy to exchange ideas with you or call you back.
A contact person from the country of your request will get back to you shortly.