With operating leasing you will lease your assets from us over an agreed period. We build in a residual value (the value of the asset at the end of the period) which reduces the repayments. This brings cash flow benefits to your business. Operating leasing also typically allows for 'off balance sheet' funding and tax benefits.

You will never own the asset. But operating leasing offers you the practical benefits of ownership without some of the potential burdens. For example, as we will reclaim the asset from you at the end of the lease period you do not need to worry about disposal or depreciation of the asset.

Competitive	lower payments compared to alternative finance options.
Cost Efficient	rentals can normally be offset against taxable profit and the asset is normally treated as ‘off balance sheet’.
Cash Friendly	no need to tie up your capital.
Fast	fast turnaround times on decisions.
Flexible	lease periods are typically from 2 to 5 years.
Straightforward	no disposal or depreciation worries.
"Off balance sheet accounting treatment"