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What is leasing?
Advantages of leasing
Leasing procedure
Leasing glossary

Leasing procedure
Ten steps to wise investing

Whether your business needs a new company car, a production machine, medical equipment or an IT system, Deutsche Leasing can offer you either a customer-friendly, uncomplicated leasing solution or an alternative form of financing.


Leasing procedure

Ten steps are all that is required:
  1. The process begins with a meeting focused on your investment planning goals. At the same time we will provide you with the conditions for your leasing activities e.g. contract length, personal capital requirements – if any, the contract currency, type of instalments (regular or seasonal), interest (fixed or variable), residual value, insurance. We will also tell you which documents we require for our mandatory financial analysis process.

  2. We will talk with you about the object to be leased and your supplier's offer. We will support you with our market and product expertise. Through our contacts with local and foreign manufacturers it is often possible for us to negotiate terms with them.

  3. Based on these discussions and the information we have gathered, we will prepare an individual leasing offer for you.

  4. If you accept our offer, please prepare the following documents that are essential for making the evaluation of the User’s financial condition:

  5. –  a current extract of the appropriate register or the certificate of entry to the evidence of economic activity
    –  REGON and NIP (Tax Identification Number)
    –  a certificate issued by the Internal Revenue Service and the Social Security, stating that there are no outstanding taxes and premiums
    –  facsimile chart certified by the bank / the notary public
    –  the Articles of the Company
    –  a copy of the identity card (for individuals and civil companies)
    –  a balance sheet and a results account for the recent three years or a tax return (if a balance has not been drawn in)
    –  financial data for the recent period
    –  a bank opinion
    –  information about the prospective subject of leasing

    Our credit department will analyse the available documents and decide on the conditions that we are able to offer.

  6. The leasing agreement for the selected object is signed.

  7. We send the order for the object which the lessee wants to lease to the supplier.

  8. We settle the supplier’s invoice.

  9. Afterwards, the leased object is delivered to you and the transfer protocol is signed.

  10. You pay the agreed leasing instalments during the contract period.

  11. When the lease period ends you return the leased object to us or you keep it (depending on the terms of the lease agreement).

 
 
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