
|
|


There are many good reasons in favour of financing through leasing. If you can recognise the importance of at least 3 of them for your business – and feel that leasing is for you – you should get in touch with us.


- A good fit. Lessees can decide on the basis of their specific needs what capital object is to be acquired, when and - in the case of an independent leasing provider like Deutsche Leasing Polska S.A. - from which supplier.
- Planning reliability. The value of the lease instalments and the duration of the leasing agreement are fixed at the start.
- Flexibility. It doesn’t matter if the lessee or the leasing company conducts the negotiations for purchasing a capital object. In a leasing agreement it is easy to determine who will be responsible for the maintenance and servicing, how payments are arranged, how long the leased object will be available and how it will be further utilised at the end of the agreement period.
- Liquidity advantages. Since the leasing company is responsible for financing the capital investment, there will be no loss of liquidity and/or an increase in third-party financing at the time of investment. The cost of the investment is spread across the leasing instalments. During this time income is generated with the leased object on a pay-as-you-earn basis.
- Balance sheet advantages. Since the lessor is the legal owner of the leased object and carries it on his balance sheet, the lessee does not incur a balance sheet extension. This has positive effects on the equity ratio and is very important from the Basel II point of view, for example.
- Tax advantages. Leasing instalments are tax-deductible immediately in full. Financing through equity capital, on the other hand, only allows tax reductions for capital consumption.
- Efficiency advantages: Leasing companies like Deutsche Leasing Polska S.A. offer many supplementary services (e.g. maintenance, equipment insurance and more).
- Innovation advantages: Leasing agreements makes it easier for companies to take advantage of rapid technological change. The leasing provider assumes the risk of utilising systems that are no longer state of the art – but are still perfectly suitable for production – to a large degree.
- Capacity utilisation advantages: It is easier to manage fluctuations in capacity utilisation caused by changes in the economy than is possible when capital goods are purchased.
- Sales advantages: Leasing is also gaining in importance as an instrument for sales promotion. This is because many manufacturers have to offer their international customers more than high-quality goods and services: optimum financing through a competent partner, for example.
|
|
 |

|
|