Deutsche Leasing | What is leasing?

–	You make the investment decision. You select the leasing object and the supplier.

–	The agreement terms can be freely negotiated. Spanish law stipulates a minimum term of two years for movable objects, and ten years for real estate.

–	The amortization share of the leasing rate can be variably connected with the market interest rate.

–	Through the leasing financing component you have the possibility to compare your lease offer with the conditions of an object-based loan.

–	You distribute the investment cost according to the „pay as you earn“ principle over the period of time in which profits are made using the leasing objects.

–	The utilization risk after the end of the term can be borne by the leasing company. This gives you the flexibility to keep up with technological innovations.

–	The purchase of the leasing object is expressly granted after the end of the basic leasing term.

–	Finance-lease agreements are characterized by a relatively large residual value at the time of the purchase. In case of operate-lease agreements this is the residual value at the time of the purchase which amounts to exactly one monthly rate as agreed in the contract.

–	The lessee is responsible for administration and maintenance. You act as the owner. You ensure the required maintenance and take out the necessary insurance. Deutsche Leasing Spain can manage the paperwork for you.

–	All leasing objects are balanced in your company. The financing share of the monthly leasing share can be considered cost and deducted from taxes. The amortization share of the rates is part of your company's P&L (depreciation).