There are many good reasons in favour of financing through leasing. If you can think of 3 reasons and feel that leasing is for you, you should get in touch with us.
- A good fit: Lessees can decide on the basis of their specific needs what capital object is to be acquired, when and - at least in the case of a manufacturer-independent leasing provider like Deutsche Leasing - from which supplier.
- Planning reliability: the value of the lease instalments and the duration of the leasing agreement are fixed at the start.
- Flexibility: Whether the lessee or the leasing company conducts the negotiations for purchase of the capital object can be just as freely agreed in a leasing agreement as the question of who will later be responsible for the maintenance and servicing, how in each case the amount of the payment for use is determined, how long the leased object will be available and how it will be further utilised at the end of the agreement period.
- Liquidity effects: Since the leasing company is responsible for financing the capital investment, there will be no loss of liquidity and/or increase in third-party financing at the time of investment. Rather, the cost of the investment is spread through the leasing instalments over the period during which income is generated with the leased object in accordance with the pay-as-you-earn principle.
- Balance sheet effects: Since the lessor is the legal owner of the leased object and carries it on his balance sheet, the lessee does not incur a balance sheet extension. This has positive effects on the equity ratio, and this is very important, not least from the Basel II point of view.
- Tax effects: Leasing instalments are tax-deductible immediately in full. In the case of financing through equity capital, on the other hand, only capital consumption has a tax-reducing effect.
- Efficiency effects: Leasing companies like Deutsche Leasing offer in addtion to the pure financing function many supplementary services, which range from the continuous maintenance of leased machinery or medical equipment to the take-over of the entire motor vehicle fleet or IT management. Lessees are thus offered the opportunity of making efficiency gains by selective outsourcing.
- Innovation effects: The high flexibility in the period of leasing agreements makes it easier for companies to continuously adapt their machine parks to rapid technological change. Because the risk from utilisation of systems that no longer comply with the state of the art but are still completely fit for production is assumed for a considerable part by the leasing provider.
- Capacity utilisation effects: Fluctuations in capacity utilisation caused by the economy can likewise be more flexibly managed than is possible if the capital goods are purchased.
- Sales effects: In addition to use within the company, leasing is gaining in importance as a instrument for sales promotion, because, as well as high-quality goods and services, providers more and more frequently have to offer their international customers in particular optimum financing through a competent partner.
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